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A Trust Deed Scotland Debt Management Plan

Will allow you to pay one manageable monthly payment for all your unsecured debt, allowing you an opportunity to before debt free.

Make realistic repayments
You only pay what you can afford. get a tailored a plan that gets you out of debt at a pace that suits you.
One manageable payment
You will have one manageable payment, evenly distributed among your creditors
Freeze or reduce interest and charges
A Debt Management Plan may give you an opportunity to freeze or reduce any charges imposed upon you by creditors
Get on top of your finances without the need for a consolidation loan
Get on top of your finances without the need for a consolidation loan
Make a move that will get you out of debt, not further in it!
Debt Free by the end of the plan
You will be completely debt free by the end of the plan!
Keep your assets
You will not need to sell your home or car to pay your debts.

Take the first step to being debt free and complete our trust deed eligibility wizard.
It will only take a few minutes and could help change your financial future.

Enter your details to see if you meet the criteria for a Trust Deed.

First Name: Surname: Primary Telehone: Town / City: Monthly income after tax: Approx Monthly Outgoings
(Excluding debt repayments): Total unsecured debts:

Information

Please complete as much or as little of this form as you like. We will use this information to determine if you meet the required criteria for a trust deed.
Upon reciept of your information you will hear from one of our staff.

Key information about debt in Scotland

A debt management plan is the correct solution for you if you are struggling to meet monthly repayments of your debts. It has the advantage that you don’t need to take out a loan to repay your debts and enables a debt management firm to deal with your creditors directly.

A Debt Management Plan is an arrangement between you and your creditors which is arranged by a debt management company. You repay your debts at a rate you can afford without the need for you to deal directly with your creditors.

A DMP will put you back into control without borrowing more money (this can just make things worse). With only one payment to make and a realistic chance of getting your interest and charges frozen and no fees taken out, your debts will be repaid as quickly as possible.

You only repay what you can afford
One manageable payment each month
Interest and charges can be frozen
Debt free by the end of the plan
No more dealing with angry creditors

Debt Management Plans are not legally binding, unlike Trust Deeds. It requires co-operation from the creditors.

If a Debt Management Plan is the best debt solution for you then Trust Deed Scotland will find a suitable debt management company to manage your plan. Please complete our Trust Deed eligibility wizard to see if this is the right solution for you.

Debt Management Plan example

Below is an example of a Debt Management Plan, making your debts manageable and affordable.

Before a Debt Management Plan:

Personal Loan:	£4,000
Credit Card A:	£1,000
Credit Card B:	£250
Overdraft:	£750
Store Card:	£300
Total debt:	£6,300
Current monthly repayment:	£420

After a Debt Management Plan:

Total debt payable:	£6,300
Total debt written off:	All interest & charges
New monthly repayment: (for a period of 40 months)	£160

Monthly repayments are based on affordability and vary from plan to plan.

What do Trust Deed Scotland offer

Trust Deed Scotland will help you find the right debt solution for your financial circumstances! Stop threatening calls and letters from angry creditors, as well as any interest or charges. If eligible for a Trust Deed you may be able to write off a significant portion of your debt without the need to sell your assets. Please complete our Trust Deed eligibility wizard and start your way to a brighter financial future!